Finance

REPRESENTATIVE EXAMPLE

· TERM : 126 MONTHS

· 120 MONTHLY PAYMENTS : £73.90

· CASH PRICE : £5996.36

· CASH DEPOSIT : £500.00

· AMOUNT OF CREDIT : £5496.36

· TOTAL CHARGE FOR CREDIT : £3371.64

· TOTAL AMOUNT PAYABLE : £9368.00

· A.P.R. REPRESENTATIVE (FIXED RATE) : £9.9%

· ANNUAL RATE OF INTEREST : 5.84% FIXED

Our representative example is based on a 10 unit complete kitchen, in our Integro range on a supply only basis complete with all appliances. You can find the plan and full itemised breakdown in the download section below.

BUY NOW PAY LATER INFORMATION

• Buy now pay later with 6 months non-payment period.
• Spread the cost with buy now pay later finance available online and in-store.
• The buy now pay later finance option allows you to spread the cost of your purchase over a total term
of 126 months which includes a 6 month non-payment period.
• If you choose to exercise the option to settle the amount of credit in full before the end of the non-
payment period you will not pay any interest but will pay an early settlement fee of £29
• If you choose not to settle in full by the end of the non-payment period, the amount of credit
remaining will be spread across the remaining term of 120 months with interest charged at a
representative APR of 14.9%.
• You will pay interest on the amount of credit that remains unpaid and interest will be charged from
the date we told you the agreement was live.
• Only available to UK residents over 18, subject to terms and conditions, minimum spend applies.

Sheffield Kitchen Outlet Ltd t/a SKO Kitchen & Bedroom is authorised and regulated by the Financial Conduct Authority (FRN: 995765)

Subject to age and status.  Minimum spend applies.  Not all products are regulated.  We act as a credit broker not a lender. We can introduce you to V12 Retail Finance as a lender.  We do not receive any commission for introducing customers to a finance provider.  You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations. If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk. Finance subject to status, terms and conditions apply. For the full itemised breakdown of the kitchen used in this representative example please see the download section below.